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Payment codes are SPV-friendly alternatives to DarkWallet-style stealth addresses which provide useful features such as positively identifying senders to recipients and automatically providing for transaction refunds. Payment codes can be publicly advertised and associated with a real-life identity without causing a loss of financial privacy. Compared to stealth addresses, payment codes require less blockchain data storage. Payment codes require 65 bytes of OP_RETURN data per sender-recipient pair, while stealth addresses require 40 bytes per transaction. |
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