This commit makes sure an input is only added to the cluster when it has
successfully estimated its fee rate. Previously, when an error is
returned from `feeRateForPreference`, we'd still add this input to the
cluster, resulting a **lower** fee rates being used because when
averaging the fee rates, we'd think this input has zero fee rate
specified.
An unit test is patched to make the method `clusterByLockTime` more
robust.
