diff --git a/common/funding_tx.c b/common/funding_tx.c
index 9767bf77c..d00de1216 100644
--- a/common/funding_tx.c
+++ b/common/funding_tx.c
@@ -1,4 +1,5 @@
 #include "funding_tx.h"
+#include <assert.h>
 #include <bitcoin/pubkey.h>
 #include <bitcoin/script.h>
 #include <bitcoin/tx.h>
@@ -22,9 +23,10 @@ struct bitcoin_tx *funding_tx(const tal_t *ctx,
 {
 	u8 *wscript;
 	struct bitcoin_tx *tx;
+	bool has_change = !amount_sat_eq(change, AMOUNT_SAT(0));
+
+	tx = tx_spending_utxos(ctx, utxomap, bip32_base, has_change);
 
-	tx = tx_spending_utxos(ctx, utxomap, bip32_base,
-			       !amount_sat_eq(change, AMOUNT_SAT(0)));
 
 	wscript = bitcoin_redeem_2of2(tx, local_fundingkey, remote_fundingkey);
 	SUPERVERBOSE("# funding witness script = %s\n",
@@ -32,7 +34,7 @@ struct bitcoin_tx *funding_tx(const tal_t *ctx,
 	bitcoin_tx_add_output(tx, scriptpubkey_p2wsh(tx, wscript), &funding);
 	tal_free(wscript);
 
-	if (!amount_sat_eq(change, AMOUNT_SAT(0))) {
+	if (has_change) {
 		const void *map[2];
 		map[0] = int2ptr(0);
 		map[1] = int2ptr(1);
@@ -45,5 +47,6 @@ struct bitcoin_tx *funding_tx(const tal_t *ctx,
 	}
 
 	permute_inputs(tx, (const void **)utxomap);
+	assert(bitcoin_tx_check(tx));
 	return tx;
 }