diff --git a/BTCPayServer/Controllers/WalletsController.PSBT.cs b/BTCPayServer/Controllers/WalletsController.PSBT.cs
index 5a2c26116..2ce64885e 100644
--- a/BTCPayServer/Controllers/WalletsController.PSBT.cs
+++ b/BTCPayServer/Controllers/WalletsController.PSBT.cs
@@ -475,11 +475,14 @@ namespace BTCPayServer.Controllers
                     if (await CanUseHotWallet())
                     {
                         var derivationScheme = GetDerivationSchemeSettings(walletId);
-                        var extKey = await ExplorerClientProvider.GetExplorerClient(walletId.CryptoCode)
-                            .GetMetadataAsync<string>(derivationScheme.AccountDerivation,
-                                WellknownMetadataKeys.MasterHDKey);
-                        return SignWithSeed(walletId,
-                            new SignWithSeedViewModel() {SeedOrKey = extKey, SigningContext = signingContext });
+                        if (derivationScheme.IsHotWallet)
+                        {
+                            var extKey = await ExplorerClientProvider.GetExplorerClient(walletId.CryptoCode)
+                                .GetMetadataAsync<string>(derivationScheme.AccountDerivation,
+                                    WellknownMetadataKeys.MasterHDKey);
+                            return SignWithSeed(walletId,
+                                new SignWithSeedViewModel() { SeedOrKey = extKey, SigningContext = signingContext });
+                        }
                     }
                     TempData.SetStatusMessageModel(new StatusMessageModel()
                     {
diff --git a/BTCPayServer/DerivationSchemeSettings.cs b/BTCPayServer/DerivationSchemeSettings.cs
index 32e522e39..23a0805ec 100644
--- a/BTCPayServer/DerivationSchemeSettings.cs
+++ b/BTCPayServer/DerivationSchemeSettings.cs
@@ -151,6 +151,8 @@ namespace BTCPayServer
         [JsonIgnore]
         public BTCPayNetwork Network { get; set; }
         public string Source { get; set; }
+        [JsonIgnore]
+        public bool IsHotWallet => Source == "NBXplorer";
 
         [Obsolete("Use GetAccountKeySettings().AccountKeyPath instead")]
         [JsonProperty(DefaultValueHandling = DefaultValueHandling.Ignore)]
diff --git a/BTCPayServer/Payments/Bitcoin/BitcoinLikePaymentHandler.cs b/BTCPayServer/Payments/Bitcoin/BitcoinLikePaymentHandler.cs
index dfb5f0519..05d38ed67 100644
--- a/BTCPayServer/Payments/Bitcoin/BitcoinLikePaymentHandler.cs
+++ b/BTCPayServer/Payments/Bitcoin/BitcoinLikePaymentHandler.cs
@@ -169,8 +169,7 @@ namespace BTCPayServer.Payments.Bitcoin
                 var prefix = $"{supportedPaymentMethod.PaymentId.ToPrettyString()}:";
                 var nodeSupport = _dashboard?.Get(network.CryptoCode)?.Status?.BitcoinStatus?.Capabilities
                     ?.CanSupportTransactionCheck is true;
-                bool isHotwallet = supportedPaymentMethod.Source == "NBXplorer";
-                onchainMethod.PayjoinEnabled &= isHotwallet && nodeSupport;
+                onchainMethod.PayjoinEnabled &= supportedPaymentMethod.IsHotWallet && nodeSupport;
                 if (!isHotwallet)
                     logs.Write($"{prefix} Payjoin should have been enabled, but your store is not a hotwallet");
                 if (!nodeSupport)