diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index fbda77ed62c..0f693026971 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -1909,7 +1909,13 @@ OutputType CWallet::TransactionChangeType(const std::optional<OutputType>& chang
         int witnessversion = 0;
         std::vector<unsigned char> witnessprogram;
         if (recipient.scriptPubKey.IsWitnessProgram(witnessversion, witnessprogram)) {
-            return OutputType::BECH32;
+            if (GetScriptPubKeyMan(OutputType::BECH32M, true)) {
+                return OutputType::BECH32M;
+            } else if (GetScriptPubKeyMan(OutputType::BECH32, true)) {
+                return OutputType::BECH32;
+            } else {
+                return m_default_address_type;
+            }
         }
     }