diff --git a/src/interfaces/chain.cpp b/src/interfaces/chain.cpp
index 0c765f20921..e409ced601d 100644
--- a/src/interfaces/chain.cpp
+++ b/src/interfaces/chain.cpp
@@ -367,6 +367,13 @@ public:
     {
         return MakeUnique<RpcHandlerImpl>(command);
     }
+    void requestMempoolTransactions(Notifications& notifications) override
+    {
+        LOCK2(::cs_main, ::mempool.cs);
+        for (const CTxMemPoolEntry& entry : ::mempool.mapTx) {
+            notifications.TransactionAddedToMempool(entry.GetSharedTx());
+        }
+    }
 };
 } // namespace
 
diff --git a/src/interfaces/chain.h b/src/interfaces/chain.h
index a9b05f27fc5..d11a59241eb 100644
--- a/src/interfaces/chain.h
+++ b/src/interfaces/chain.h
@@ -269,6 +269,16 @@ public:
     //! Register handler for RPC. Command is not copied, so reference
     //! needs to remain valid until Handler is disconnected.
     virtual std::unique_ptr<Handler> handleRpc(const CRPCCommand& command) = 0;
+
+    //! Synchronously send TransactionAddedToMempool notifications about all
+    //! current mempool transactions to the specified handler and return after
+    //! the last one is sent. These notifications aren't coordinated with async
+    //! notifications sent by handleNotifications, so out of date async
+    //! notifications from handleNotifications can arrive during and after
+    //! synchronous notifications from requestMempoolTransactions. Clients need
+    //! to be prepared to handle this by ignoring notifications about unknown
+    //! removed transactions and already added new transactions.
+    virtual void requestMempoolTransactions(Notifications& notifications) = 0;
 };
 
 //! Interface to let node manage chain clients (wallets, or maybe tools for
diff --git a/src/wallet/rpcdump.cpp b/src/wallet/rpcdump.cpp
index 6c3b5a49dc4..9c5dae3623d 100644
--- a/src/wallet/rpcdump.cpp
+++ b/src/wallet/rpcdump.cpp
@@ -348,7 +348,11 @@ UniValue importaddress(const JSONRPCRequest& request)
     if (fRescan)
     {
         RescanWallet(*pwallet, reserver);
-        pwallet->ReacceptWalletTransactions();
+        {
+            auto locked_chain = pwallet->chain().lock();
+            LOCK(pwallet->cs_wallet);
+            pwallet->ReacceptWalletTransactions(*locked_chain);
+        }
     }
 
     return NullUniValue;
@@ -532,7 +536,11 @@ UniValue importpubkey(const JSONRPCRequest& request)
     if (fRescan)
     {
         RescanWallet(*pwallet, reserver);
-        pwallet->ReacceptWalletTransactions();
+        {
+            auto locked_chain = pwallet->chain().lock();
+            LOCK(pwallet->cs_wallet);
+            pwallet->ReacceptWalletTransactions(*locked_chain);
+        }
     }
 
     return NullUniValue;
@@ -1468,7 +1476,11 @@ UniValue importmulti(const JSONRPCRequest& mainRequest)
     }
     if (fRescan && fRunScan && requests.size()) {
         int64_t scannedTime = pwallet->RescanFromTime(nLowestTimestamp, reserver, true /* update */);
-        pwallet->ReacceptWalletTransactions();
+        {
+            auto locked_chain = pwallet->chain().lock();
+            LOCK(pwallet->cs_wallet);
+            pwallet->ReacceptWalletTransactions(*locked_chain);
+        }
 
         if (pwallet->IsAbortingRescan()) {
             throw JSONRPCError(RPC_MISC_ERROR, "Rescan aborted by user.");
diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index 95756f988ff..b137bbb9d52 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -1861,13 +1861,11 @@ CWallet::ScanResult CWallet::ScanForWalletTransactions(const uint256& start_bloc
     return result;
 }
 
-void CWallet::ReacceptWalletTransactions()
+void CWallet::ReacceptWalletTransactions(interfaces::Chain::Lock& locked_chain)
 {
     // If transactions aren't being broadcasted, don't let them into local mempool either
     if (!fBroadcastTransactions)
         return;
-    auto locked_chain = chain().lock();
-    LOCK(cs_wallet);
     std::map<int64_t, CWalletTx*> mapSorted;
 
     // Sort pending wallet transactions based on their initial wallet insertion order
@@ -1877,7 +1875,7 @@ void CWallet::ReacceptWalletTransactions()
         CWalletTx& wtx = item.second;
         assert(wtx.GetHash() == wtxid);
 
-        int nDepth = wtx.GetDepthInMainChain(*locked_chain);
+        int nDepth = wtx.GetDepthInMainChain(locked_chain);
 
         if (!wtx.IsCoinBase() && (nDepth == 0 && !wtx.isAbandoned())) {
             mapSorted.insert(std::make_pair(wtx.nOrderPos, &wtx));
@@ -1888,7 +1886,7 @@ void CWallet::ReacceptWalletTransactions()
     for (const std::pair<const int64_t, CWalletTx*>& item : mapSorted) {
         CWalletTx& wtx = *(item.second);
         CValidationState state;
-        wtx.AcceptToMemoryPool(*locked_chain, state);
+        wtx.AcceptToMemoryPool(locked_chain, state);
     }
 }
 
@@ -4398,9 +4396,15 @@ std::shared_ptr<CWallet> CWallet::CreateWalletFromFile(interfaces::Chain& chain,
 
 void CWallet::postInitProcess()
 {
+    auto locked_chain = chain().lock();
+    LOCK(cs_wallet);
+
     // Add wallet transactions that aren't already in a block to mempool
     // Do this here as mempool requires genesis block to be loaded
-    ReacceptWalletTransactions();
+    ReacceptWalletTransactions(*locked_chain);
+
+    // Update wallet transactions with current mempool transactions.
+    chain().requestMempoolTransactions(*this);
 }
 
 bool CWallet::BackupWallet(const std::string& strDest)
diff --git a/src/wallet/wallet.h b/src/wallet/wallet.h
index 86448efcafb..24a1b92f7d7 100644
--- a/src/wallet/wallet.h
+++ b/src/wallet/wallet.h
@@ -945,7 +945,7 @@ public:
     };
     ScanResult ScanForWalletTransactions(const uint256& first_block, const uint256& last_block, const WalletRescanReserver& reserver, bool fUpdate);
     void TransactionRemovedFromMempool(const CTransactionRef &ptx) override;
-    void ReacceptWalletTransactions();
+    void ReacceptWalletTransactions(interfaces::Chain::Lock& locked_chain) EXCLUSIVE_LOCKS_REQUIRED(cs_wallet);
     void ResendWalletTransactions(interfaces::Chain::Lock& locked_chain, int64_t nBestBlockTime) override;
     // ResendWalletTransactionsBefore may only be called if fBroadcastTransactions!
     std::vector<uint256> ResendWalletTransactionsBefore(interfaces::Chain::Lock& locked_chain, int64_t nTime);
diff --git a/test/functional/wallet_balance.py b/test/functional/wallet_balance.py
index 05c97e03405..3a65b684c88 100755
--- a/test/functional/wallet_balance.py
+++ b/test/functional/wallet_balance.py
@@ -129,5 +129,17 @@ class WalletTest(BitcoinTestFramework):
         # getbalance with minconf=2 will show the new balance.
         assert_equal(self.nodes[1].getbalance(minconf=2), Decimal('0'))
 
+        # check mempool transactions count for wallet unconfirmed balance after
+        # dynamically loading the wallet.
+        before = self.nodes[1].getunconfirmedbalance()
+        dst = self.nodes[1].getnewaddress()
+        self.nodes[1].unloadwallet('')
+        self.nodes[0].sendtoaddress(dst, 0.1)
+        self.sync_all()
+        self.nodes[1].loadwallet('')
+        after = self.nodes[1].getunconfirmedbalance()
+        assert_equal(before + Decimal('0.1'), after)
+
+
 if __name__ == '__main__':
     WalletTest().main()