diff --git a/test/functional/example_test.py b/test/functional/example_test.py
index 9cf756060e3..3ea76146616 100755
--- a/test/functional/example_test.py
+++ b/test/functional/example_test.py
@@ -79,6 +79,9 @@ class ExampleTest(BitcoinTestFramework):
     # Override the set_test_params(), skip_test_if_missing_module(), add_options(), setup_chain(), setup_network()
     # and setup_nodes() methods to customize the test setup as required.
 
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         """Override test parameters for your individual test.
 
diff --git a/test/functional/feature_backwards_compatibility.py b/test/functional/feature_backwards_compatibility.py
index 59a12193fde..5fe4a95f6fb 100755
--- a/test/functional/feature_backwards_compatibility.py
+++ b/test/functional/feature_backwards_compatibility.py
@@ -32,6 +32,9 @@ from test_framework.util import (
 
 
 class BackwardsCompatibilityTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 10
diff --git a/test/functional/feature_bip68_sequence.py b/test/functional/feature_bip68_sequence.py
index 5b43fe4f8ed..f8854d0e8d7 100755
--- a/test/functional/feature_bip68_sequence.py
+++ b/test/functional/feature_bip68_sequence.py
@@ -44,6 +44,9 @@ SEQUENCE_LOCKTIME_MASK = 0x0000ffff
 NOT_FINAL_ERROR = "non-BIP68-final"
 
 class BIP68Test(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [
diff --git a/test/functional/feature_config_args.py b/test/functional/feature_config_args.py
index 112dbb9e6ac..fbaf93bac4e 100755
--- a/test/functional/feature_config_args.py
+++ b/test/functional/feature_config_args.py
@@ -12,6 +12,9 @@ from test_framework import util
 
 
 class ConfArgsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/feature_filelock.py b/test/functional/feature_filelock.py
index 945ece6a33f..025fe38d30a 100755
--- a/test/functional/feature_filelock.py
+++ b/test/functional/feature_filelock.py
@@ -11,6 +11,9 @@ from test_framework.test_framework import BitcoinTestFramework
 from test_framework.test_node import ErrorMatch
 
 class FilelockTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/feature_init.py b/test/functional/feature_init.py
index 56d093c396b..cf626bc7c62 100755
--- a/test/functional/feature_init.py
+++ b/test/functional/feature_init.py
@@ -17,6 +17,9 @@ class InitStressTest(BitcoinTestFramework):
     subsequent starts.
     """
 
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = False
         self.num_nodes = 1
diff --git a/test/functional/feature_notifications.py b/test/functional/feature_notifications.py
index e038afa1ade..8e821295b88 100755
--- a/test/functional/feature_notifications.py
+++ b/test/functional/feature_notifications.py
@@ -24,6 +24,9 @@ def notify_outputname(walletname, txid):
 
 
 class NotificationsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/feature_pruning.py b/test/functional/feature_pruning.py
index 7dbeccbc093..58bc6ca67c0 100755
--- a/test/functional/feature_pruning.py
+++ b/test/functional/feature_pruning.py
@@ -76,6 +76,9 @@ def calc_usage(blockdir):
     return sum(os.path.getsize(blockdir + f) for f in os.listdir(blockdir) if os.path.isfile(os.path.join(blockdir, f))) / (1024. * 1024.)
 
 class PruneTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 6
diff --git a/test/functional/feature_rbf.py b/test/functional/feature_rbf.py
index 7603248ae50..1d46959a4da 100755
--- a/test/functional/feature_rbf.py
+++ b/test/functional/feature_rbf.py
@@ -21,6 +21,9 @@ from test_framework.address import ADDRESS_BCRT1_UNSPENDABLE
 
 MAX_REPLACEMENT_LIMIT = 100
 class ReplaceByFeeTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [
diff --git a/test/functional/feature_segwit.py b/test/functional/feature_segwit.py
index 7f2a615be1b..34eca32c111 100755
--- a/test/functional/feature_segwit.py
+++ b/test/functional/feature_segwit.py
@@ -78,6 +78,9 @@ txs_mined = {}  # txindex from txid to blockhash
 
 
 class SegWitTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 3
diff --git a/test/functional/feature_taproot.py b/test/functional/feature_taproot.py
index cbb2e0338b8..fbf1d158ae9 100755
--- a/test/functional/feature_taproot.py
+++ b/test/functional/feature_taproot.py
@@ -1229,6 +1229,7 @@ UTXOData = namedtuple('UTXOData', 'outpoint,output,spender')
 
 class TaprootTest(BitcoinTestFramework):
     def add_options(self, parser):
+        self.add_wallet_options(parser)
         parser.add_argument("--dumptests", dest="dump_tests", default=False, action="store_true",
                             help="Dump generated test cases to directory set by TEST_DUMP_DIR environment variable")
 
diff --git a/test/functional/interface_bitcoin_cli.py b/test/functional/interface_bitcoin_cli.py
index e9a7d417a7e..abd0a15e58e 100755
--- a/test/functional/interface_bitcoin_cli.py
+++ b/test/functional/interface_bitcoin_cli.py
@@ -66,6 +66,9 @@ def cli_get_info_string_to_dict(cli_get_info_string):
 
 
 class TestBitcoinCli(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/interface_usdt_coinselection.py b/test/functional/interface_usdt_coinselection.py
index ef32feda991..a3c830bb517 100755
--- a/test/functional/interface_usdt_coinselection.py
+++ b/test/functional/interface_usdt_coinselection.py
@@ -97,6 +97,9 @@ int trace_aps_create_tx(struct pt_regs *ctx) {
 
 
 class CoinSelectionTracepointTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.setup_clean_chain = True
diff --git a/test/functional/mempool_compatibility.py b/test/functional/mempool_compatibility.py
index c545a7f68d3..7f03a215b2f 100755
--- a/test/functional/mempool_compatibility.py
+++ b/test/functional/mempool_compatibility.py
@@ -21,6 +21,9 @@ from test_framework.wallet import (
 
 
 class MempoolCompatibilityTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.wallet_names = [None]
diff --git a/test/functional/mempool_packages.py b/test/functional/mempool_packages.py
index def0b1fce48..a8ebcd875b7 100755
--- a/test/functional/mempool_packages.py
+++ b/test/functional/mempool_packages.py
@@ -28,6 +28,9 @@ assert CUSTOM_DESCENDANT_LIMIT >= CUSTOM_ANCESTOR_LIMIT
 
 
 class MempoolPackagesTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [
diff --git a/test/functional/mempool_persist.py b/test/functional/mempool_persist.py
index b6fa7fbd919..1c06426256f 100755
--- a/test/functional/mempool_persist.py
+++ b/test/functional/mempool_persist.py
@@ -50,6 +50,9 @@ from test_framework.wallet import MiniWallet
 
 
 class MempoolPersistTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 3
         self.extra_args = [[], ["-persistmempool=0"], []]
diff --git a/test/functional/mempool_unbroadcast.py b/test/functional/mempool_unbroadcast.py
index 5aab10e0a68..5487ca40c13 100755
--- a/test/functional/mempool_unbroadcast.py
+++ b/test/functional/mempool_unbroadcast.py
@@ -15,6 +15,9 @@ from test_framework.wallet import MiniWallet
 MAX_INITIAL_BROADCAST_DELAY = 15 * 60 # 15 minutes in seconds
 
 class MempoolUnbroadcastTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
 
diff --git a/test/functional/rpc_createmultisig.py b/test/functional/rpc_createmultisig.py
index 25bf41e39fb..5b6eb2d22c2 100755
--- a/test/functional/rpc_createmultisig.py
+++ b/test/functional/rpc_createmultisig.py
@@ -24,6 +24,9 @@ from test_framework.wallet import (
 )
 
 class RpcCreateMultiSigTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 3
diff --git a/test/functional/rpc_fundrawtransaction.py b/test/functional/rpc_fundrawtransaction.py
index 54b42667bba..20d242ae397 100755
--- a/test/functional/rpc_fundrawtransaction.py
+++ b/test/functional/rpc_fundrawtransaction.py
@@ -35,6 +35,9 @@ def get_unspent(listunspent, amount):
     raise AssertionError('Could not find unspent with amount={}'.format(amount))
 
 class RawTransactionsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 4
         self.setup_clean_chain = True
diff --git a/test/functional/rpc_help.py b/test/functional/rpc_help.py
index f683577c47e..a2de8e3ef59 100755
--- a/test/functional/rpc_help.py
+++ b/test/functional/rpc_help.py
@@ -43,6 +43,9 @@ def process_mapping(fname):
 
 
 class HelpRpcTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.supports_cli = False
diff --git a/test/functional/rpc_invalid_address_message.py b/test/functional/rpc_invalid_address_message.py
index fcc49d0a759..16940206633 100755
--- a/test/functional/rpc_invalid_address_message.py
+++ b/test/functional/rpc_invalid_address_message.py
@@ -39,6 +39,9 @@ INVALID_ADDRESS = 'asfah14i8fajz0123f'
 INVALID_ADDRESS_2 = '1q049ldschfnwystcqnsvyfpj23mpsg3jcedq9xv'
 
 class InvalidAddressErrorMessageTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/rpc_psbt.py b/test/functional/rpc_psbt.py
index b79b8f51875..ca3018b867e 100755
--- a/test/functional/rpc_psbt.py
+++ b/test/functional/rpc_psbt.py
@@ -47,8 +47,9 @@ import json
 import os
 
 
-# Create one-input, one-output, no-fee transaction:
 class PSBTTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
 
     def set_test_params(self):
         self.num_nodes = 3
diff --git a/test/functional/rpc_rawtransaction.py b/test/functional/rpc_rawtransaction.py
index 3eec352ffd6..15fc947eef0 100755
--- a/test/functional/rpc_rawtransaction.py
+++ b/test/functional/rpc_rawtransaction.py
@@ -54,6 +54,9 @@ class multidict(dict):
 
 
 class RawTransactionsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 3
diff --git a/test/functional/test_framework/test_framework.py b/test/functional/test_framework/test_framework.py
index fa1503c6df1..d88cccecd96 100755
--- a/test/functional/test_framework/test_framework.py
+++ b/test/functional/test_framework/test_framework.py
@@ -194,12 +194,6 @@ class BitcoinTestFramework(metaclass=BitcoinTestMetaClass):
                             help="set a random seed for deterministically reproducing a previous test run")
         parser.add_argument('--timeout-factor', dest="timeout_factor", type=float, default=1.0, help='adjust test timeouts by a factor. Setting it to 0 disables all timeouts')
 
-        group = parser.add_mutually_exclusive_group()
-        group.add_argument("--descriptors", action='store_const', const=True,
-                            help="Run test using a descriptor wallet", dest='descriptors')
-        group.add_argument("--legacy-wallet", action='store_const', const=False,
-                            help="Run test using legacy wallets", dest='descriptors')
-
         self.add_options(parser)
         # Running TestShell in a Jupyter notebook causes an additional -f argument
         # To keep TestShell from failing with an "unrecognized argument" error, we add a dummy "-f" argument
@@ -212,7 +206,13 @@ class BitcoinTestFramework(metaclass=BitcoinTestMetaClass):
         config.read_file(open(self.options.configfile))
         self.config = config
 
-        if self.options.descriptors is None:
+        if "descriptors" not in self.options:
+            # Wallet is not required by the test at all and the value of self.options.descriptors won't matter.
+            # It still needs to exist and be None in order for tests to work however.
+            # So set it to None to force -disablewallet, because the wallet is not needed.
+            self.options.descriptors = None
+        elif self.options.descriptors is None:
+            # Some wallet is either required or optionally used by the test.
             # Prefer BDB unless it isn't available
             if self.is_bdb_compiled():
                 self.options.descriptors = False
@@ -221,6 +221,7 @@ class BitcoinTestFramework(metaclass=BitcoinTestMetaClass):
             else:
                 # If neither are compiled, tests requiring a wallet will be skipped and the value of self.options.descriptors won't matter
                 # It still needs to exist and be None in order for tests to work however.
+                # So set it to None, which will also set -disablewallet.
                 self.options.descriptors = None
 
         PortSeed.n = self.options.port_seed
@@ -446,6 +447,15 @@ class BitcoinTestFramework(metaclass=BitcoinTestMetaClass):
 
     # Public helper methods. These can be accessed by the subclass test scripts.
 
+    def add_wallet_options(self, parser, *, descriptors=True, legacy=True):
+        group = parser.add_mutually_exclusive_group()
+        if descriptors:
+            group.add_argument("--descriptors", action='store_const', const=True,
+                               help="Run test using a descriptor wallet", dest='descriptors')
+        if legacy:
+            group.add_argument("--legacy-wallet", action='store_const', const=False,
+                               help="Run test using legacy wallets", dest='descriptors')
+
     def add_nodes(self, num_nodes: int, extra_args=None, *, rpchost=None, binary=None, binary_cli=None, versions=None):
         """Instantiate TestNode objects.
 
diff --git a/test/functional/tool_signet_miner.py b/test/functional/tool_signet_miner.py
index e6fc9072abd..1ad2a579bfb 100755
--- a/test/functional/tool_signet_miner.py
+++ b/test/functional/tool_signet_miner.py
@@ -20,6 +20,9 @@ CHALLENGE_PRIVATE_KEY = (42).to_bytes(32, 'big')
 
 
 class SignetMinerTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.chain = "signet"
         self.setup_clean_chain = True
diff --git a/test/functional/tool_wallet.py b/test/functional/tool_wallet.py
index 1e5ce513cbe..076288293c5 100755
--- a/test/functional/tool_wallet.py
+++ b/test/functional/tool_wallet.py
@@ -19,6 +19,9 @@ BUFFER_SIZE = 16 * 1024
 
 
 class ToolWalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_abandonconflict.py b/test/functional/wallet_abandonconflict.py
index d7850b41ac8..d7bfe084374 100755
--- a/test/functional/wallet_abandonconflict.py
+++ b/test/functional/wallet_abandonconflict.py
@@ -21,6 +21,9 @@ from test_framework.util import (
 
 
 class AbandonConflictTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [["-minrelaytxfee=0.00001"], []]
diff --git a/test/functional/wallet_address_types.py b/test/functional/wallet_address_types.py
index 5b836f693f8..497795409e2 100755
--- a/test/functional/wallet_address_types.py
+++ b/test/functional/wallet_address_types.py
@@ -66,6 +66,9 @@ from test_framework.util import (
 )
 
 class AddressTypeTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 6
         self.extra_args = [
diff --git a/test/functional/wallet_avoid_mixing_output_types.py b/test/functional/wallet_avoid_mixing_output_types.py
index cad9d028081..861765f452b 100755
--- a/test/functional/wallet_avoid_mixing_output_types.py
+++ b/test/functional/wallet_avoid_mixing_output_types.py
@@ -106,6 +106,9 @@ def generate_payment_values(n, m):
 
 
 class AddressInputTypeGrouping(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_avoidreuse.py b/test/functional/wallet_avoidreuse.py
index f663666f578..474270cf804 100755
--- a/test/functional/wallet_avoidreuse.py
+++ b/test/functional/wallet_avoidreuse.py
@@ -63,6 +63,8 @@ def assert_balances(node, mine, margin=0.001):
         assert_approx(got[k], v, margin)
 
 class AvoidReuseTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
 
     def set_test_params(self):
         self.num_nodes = 2
diff --git a/test/functional/wallet_backup.py b/test/functional/wallet_backup.py
index 292fe3a3109..eb36673b8ad 100755
--- a/test/functional/wallet_backup.py
+++ b/test/functional/wallet_backup.py
@@ -44,6 +44,9 @@ from test_framework.util import (
 
 
 class WalletBackupTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 4
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_balance.py b/test/functional/wallet_balance.py
index ec58ace4a28..59a1f8a3269 100755
--- a/test/functional/wallet_balance.py
+++ b/test/functional/wallet_balance.py
@@ -46,6 +46,9 @@ def create_transactions(node, address, amt, fees):
     return txs
 
 class WalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_basic.py b/test/functional/wallet_basic.py
index 20c577ceb30..bbda771e18f 100755
--- a/test/functional/wallet_basic.py
+++ b/test/functional/wallet_basic.py
@@ -23,6 +23,9 @@ OUT_OF_RANGE = "Amount out of range"
 
 
 class WalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 4
         self.extra_args = [[
diff --git a/test/functional/wallet_bumpfee.py b/test/functional/wallet_bumpfee.py
index 158ef66110e..5f56975953f 100755
--- a/test/functional/wallet_bumpfee.py
+++ b/test/functional/wallet_bumpfee.py
@@ -46,6 +46,9 @@ TOO_HIGH     = 100000
 
 
 class BumpFeeTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_coinbase_category.py b/test/functional/wallet_coinbase_category.py
index c2a8e612cf4..06cafd62f9b 100755
--- a/test/functional/wallet_coinbase_category.py
+++ b/test/functional/wallet_coinbase_category.py
@@ -13,6 +13,9 @@ from test_framework.util import (
 )
 
 class CoinbaseCategoryTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_create_tx.py b/test/functional/wallet_create_tx.py
index a213a261ef7..2415172c746 100755
--- a/test/functional/wallet_create_tx.py
+++ b/test/functional/wallet_create_tx.py
@@ -14,6 +14,9 @@ from test_framework.blocktools import (
 
 
 class CreateTxWalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_createwallet.py b/test/functional/wallet_createwallet.py
index 12480d4d1ec..95aa40720d6 100755
--- a/test/functional/wallet_createwallet.py
+++ b/test/functional/wallet_createwallet.py
@@ -16,6 +16,9 @@ from test_framework.util import (
 from test_framework.wallet_util import bytes_to_wif, generate_wif_key
 
 class CreateWalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_crosschain.py b/test/functional/wallet_crosschain.py
index b6d0c87985f..4e1f2e489c2 100755
--- a/test/functional/wallet_crosschain.py
+++ b/test/functional/wallet_crosschain.py
@@ -9,6 +9,9 @@ from test_framework.test_framework import BitcoinTestFramework
 from test_framework.util import assert_raises_rpc_error
 
 class WalletCrossChain(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_descriptor.py b/test/functional/wallet_descriptor.py
index e7cfa56c46a..4b305106f1e 100755
--- a/test/functional/wallet_descriptor.py
+++ b/test/functional/wallet_descriptor.py
@@ -13,6 +13,9 @@ from test_framework.util import (
 
 
 class WalletDescriptorTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_dump.py b/test/functional/wallet_dump.py
index 9f0d6662708..20b91fc5232 100755
--- a/test/functional/wallet_dump.py
+++ b/test/functional/wallet_dump.py
@@ -93,6 +93,9 @@ def read_dump(file_name, addrs, script_addrs, hd_master_addr_old):
 
 
 class WalletDumpTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.extra_args = [["-keypool=90", "-addresstype=legacy"]]
diff --git a/test/functional/wallet_encryption.py b/test/functional/wallet_encryption.py
index 37c1c4bff3f..abf6bc63938 100755
--- a/test/functional/wallet_encryption.py
+++ b/test/functional/wallet_encryption.py
@@ -14,6 +14,9 @@ from test_framework.util import (
 
 
 class WalletEncryptionTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_fallbackfee.py b/test/functional/wallet_fallbackfee.py
index acd92097ff8..4aa8eb466eb 100755
--- a/test/functional/wallet_fallbackfee.py
+++ b/test/functional/wallet_fallbackfee.py
@@ -9,6 +9,9 @@ from test_framework.test_framework import BitcoinTestFramework
 from test_framework.util import assert_raises_rpc_error
 
 class WalletRBFTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_fast_rescan.py b/test/functional/wallet_fast_rescan.py
index 3b8ae8eb925..52e33acb247 100755
--- a/test/functional/wallet_fast_rescan.py
+++ b/test/functional/wallet_fast_rescan.py
@@ -21,6 +21,9 @@ NUM_BLOCKS = 6       # number of blocks to mine
 
 
 class WalletFastRescanTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 1
         self.extra_args = [[f'-keypool={KEYPOOL_SIZE}', '-blockfilterindex=1']]
diff --git a/test/functional/wallet_groups.py b/test/functional/wallet_groups.py
index e5e4cf03bf7..5da4c1e4624 100755
--- a/test/functional/wallet_groups.py
+++ b/test/functional/wallet_groups.py
@@ -16,6 +16,9 @@ from test_framework.util import (
 
 
 class WalletGroupTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 5
diff --git a/test/functional/wallet_hd.py b/test/functional/wallet_hd.py
index 220c8564981..05d1ac132d5 100755
--- a/test/functional/wallet_hd.py
+++ b/test/functional/wallet_hd.py
@@ -16,6 +16,9 @@ from test_framework.util import (
 
 
 class WalletHDTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_implicitsegwit.py b/test/functional/wallet_implicitsegwit.py
index a8583e2879b..59f11ae9d7a 100755
--- a/test/functional/wallet_implicitsegwit.py
+++ b/test/functional/wallet_implicitsegwit.py
@@ -39,6 +39,9 @@ def check_implicit_transactions(implicit_keys, implicit_node):
             assert(('receive', b_address) in tuple((tx['category'], tx['address']) for tx in txs))
 
 class ImplicitSegwitTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.supports_cli = False
diff --git a/test/functional/wallet_import_rescan.py b/test/functional/wallet_import_rescan.py
index 085ad51c799..64f8f2eb6e0 100755
--- a/test/functional/wallet_import_rescan.py
+++ b/test/functional/wallet_import_rescan.py
@@ -147,6 +147,9 @@ def get_rand_amount():
 
 
 class ImportRescanTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.num_nodes = 2 + len(IMPORT_NODES)
         self.supports_cli = False
diff --git a/test/functional/wallet_import_with_label.py b/test/functional/wallet_import_with_label.py
index 6a9d2e8290a..0c18448473f 100755
--- a/test/functional/wallet_import_with_label.py
+++ b/test/functional/wallet_import_with_label.py
@@ -15,6 +15,9 @@ from test_framework.wallet_util import test_address
 
 
 class ImportWithLabel(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_importdescriptors.py b/test/functional/wallet_importdescriptors.py
index 9744009af87..f70b83cc5be 100755
--- a/test/functional/wallet_importdescriptors.py
+++ b/test/functional/wallet_importdescriptors.py
@@ -30,6 +30,9 @@ from test_framework.wallet_util import (
 )
 
 class ImportDescriptorsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [["-addresstype=legacy"],
diff --git a/test/functional/wallet_importmulti.py b/test/functional/wallet_importmulti.py
index 62a1a3341d1..78f33c0ac4d 100755
--- a/test/functional/wallet_importmulti.py
+++ b/test/functional/wallet_importmulti.py
@@ -35,6 +35,9 @@ from test_framework.wallet_util import (
 
 
 class ImportMultiTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.extra_args = [["-addresstype=legacy"], ["-addresstype=legacy"]]
diff --git a/test/functional/wallet_importprunedfunds.py b/test/functional/wallet_importprunedfunds.py
index 2a4d0981c7e..a9128561985 100755
--- a/test/functional/wallet_importprunedfunds.py
+++ b/test/functional/wallet_importprunedfunds.py
@@ -21,6 +21,9 @@ from test_framework.wallet_util import bytes_to_wif
 
 
 class ImportPrunedFundsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_inactive_hdchains.py b/test/functional/wallet_inactive_hdchains.py
index e1dad008764..43a0fa7c55f 100755
--- a/test/functional/wallet_inactive_hdchains.py
+++ b/test/functional/wallet_inactive_hdchains.py
@@ -17,6 +17,9 @@ from test_framework.wallet_util import (
 
 
 class InactiveHDChainsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_keypool.py b/test/functional/wallet_keypool.py
index 54c47511a9b..aa31757f35a 100755
--- a/test/functional/wallet_keypool.py
+++ b/test/functional/wallet_keypool.py
@@ -11,6 +11,9 @@ from test_framework.test_framework import BitcoinTestFramework
 from test_framework.util import assert_equal, assert_raises_rpc_error
 
 class KeyPoolTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_keypool_topup.py b/test/functional/wallet_keypool_topup.py
index 4c965b71603..d57e1b5affc 100755
--- a/test/functional/wallet_keypool_topup.py
+++ b/test/functional/wallet_keypool_topup.py
@@ -21,6 +21,9 @@ from test_framework.util import (
 
 
 class KeypoolRestoreTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 4
diff --git a/test/functional/wallet_labels.py b/test/functional/wallet_labels.py
index c29b02e661c..c92b6f2c2ad 100755
--- a/test/functional/wallet_labels.py
+++ b/test/functional/wallet_labels.py
@@ -18,6 +18,9 @@ from test_framework.wallet_util import test_address
 
 
 class WalletLabelsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_listdescriptors.py b/test/functional/wallet_listdescriptors.py
index d5372f5aeef..76009b708d3 100755
--- a/test/functional/wallet_listdescriptors.py
+++ b/test/functional/wallet_listdescriptors.py
@@ -15,6 +15,9 @@ from test_framework.util import (
 
 
 class ListDescriptorsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_listreceivedby.py b/test/functional/wallet_listreceivedby.py
index f1d7de2f27e..04f1e87fe1e 100755
--- a/test/functional/wallet_listreceivedby.py
+++ b/test/functional/wallet_listreceivedby.py
@@ -16,6 +16,9 @@ from test_framework.wallet_util import test_address
 
 
 class ReceivedByTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         # whitelist peers to speed up tx relay / mempool sync
diff --git a/test/functional/wallet_listsinceblock.py b/test/functional/wallet_listsinceblock.py
index aff408ceb14..ecdfb7d0e39 100755
--- a/test/functional/wallet_listsinceblock.py
+++ b/test/functional/wallet_listsinceblock.py
@@ -20,6 +20,9 @@ from test_framework.wallet_util import bytes_to_wif
 from decimal import Decimal
 
 class ListSinceBlockTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 4
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_listtransactions.py b/test/functional/wallet_listtransactions.py
index 9bb06774a5e..27246e3902d 100755
--- a/test/functional/wallet_listtransactions.py
+++ b/test/functional/wallet_listtransactions.py
@@ -21,6 +21,9 @@ from test_framework.util import (
 
 
 class ListTransactionsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 3
         # This test isn't testing txn relay/timing, so set whitelist on the
diff --git a/test/functional/wallet_migration.py b/test/functional/wallet_migration.py
index 3c1cb6ac324..972eb56a38d 100755
--- a/test/functional/wallet_migration.py
+++ b/test/functional/wallet_migration.py
@@ -19,6 +19,9 @@ from test_framework.wallet_util import (
 
 
 class WalletMigrationTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_miniscript.py b/test/functional/wallet_miniscript.py
index 2252f1e4240..cefcaf4dc77 100755
--- a/test/functional/wallet_miniscript.py
+++ b/test/functional/wallet_miniscript.py
@@ -22,6 +22,9 @@ MINISCRIPTS = [
 
 
 class WalletMiniscriptTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_multisig_descriptor_psbt.py b/test/functional/wallet_multisig_descriptor_psbt.py
index 2b565db1374..f741eac9f3c 100755
--- a/test/functional/wallet_multisig_descriptor_psbt.py
+++ b/test/functional/wallet_multisig_descriptor_psbt.py
@@ -16,6 +16,9 @@ from test_framework.util import (
 
 
 class WalletMultisigDescriptorPSBTTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 3
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_multiwallet.py b/test/functional/wallet_multiwallet.py
index 1c890d7207b..1d0bb5a9b36 100755
--- a/test/functional/wallet_multiwallet.py
+++ b/test/functional/wallet_multiwallet.py
@@ -52,6 +52,7 @@ class MultiWalletTest(BitcoinTestFramework):
         self.skip_if_no_wallet()
 
     def add_options(self, parser):
+        self.add_wallet_options(parser)
         parser.add_argument(
             '--data_wallets_dir',
             default=os.path.join(os.path.dirname(os.path.realpath(__file__)), 'data/wallets/'),
diff --git a/test/functional/wallet_orphanedreward.py b/test/functional/wallet_orphanedreward.py
index 7295db46536..06a96754cfc 100755
--- a/test/functional/wallet_orphanedreward.py
+++ b/test/functional/wallet_orphanedreward.py
@@ -8,6 +8,9 @@ from test_framework.test_framework import BitcoinTestFramework
 from test_framework.util import assert_equal
 
 class OrphanedBlockRewardTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_reorgsrestore.py b/test/functional/wallet_reorgsrestore.py
index f2bdb114b74..5350c73abbc 100755
--- a/test/functional/wallet_reorgsrestore.py
+++ b/test/functional/wallet_reorgsrestore.py
@@ -23,6 +23,9 @@ from test_framework.util import (
 )
 
 class ReorgsRestoreTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 3
 
diff --git a/test/functional/wallet_resendwallettransactions.py b/test/functional/wallet_resendwallettransactions.py
index b3d02fbfc9e..fb8d1215f88 100755
--- a/test/functional/wallet_resendwallettransactions.py
+++ b/test/functional/wallet_resendwallettransactions.py
@@ -18,6 +18,9 @@ from test_framework.util import (
 )
 
 class ResendWalletTransactionsTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_send.py b/test/functional/wallet_send.py
index fb759c153d9..76adf695c5a 100755
--- a/test/functional/wallet_send.py
+++ b/test/functional/wallet_send.py
@@ -25,6 +25,9 @@ from test_framework.util import (
 from test_framework.wallet_util import bytes_to_wif
 
 class WalletSendTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 2
         # whitelist all peers to speed up tx relay / mempool sync
diff --git a/test/functional/wallet_sendall.py b/test/functional/wallet_sendall.py
index 4fe11455b13..042b5dbf792 100755
--- a/test/functional/wallet_sendall.py
+++ b/test/functional/wallet_sendall.py
@@ -26,6 +26,9 @@ def cleanup(func):
 
 class SendallTest(BitcoinTestFramework):
     # Setup and helpers
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def skip_test_if_missing_module(self):
         self.skip_if_no_wallet()
 
diff --git a/test/functional/wallet_signer.py b/test/functional/wallet_signer.py
index db3a8a2efa3..9ab7154424e 100755
--- a/test/functional/wallet_signer.py
+++ b/test/functional/wallet_signer.py
@@ -18,6 +18,9 @@ from test_framework.util import (
 
 
 class WalletSignerTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def mock_signer_path(self):
         path = os.path.join(os.path.dirname(os.path.realpath(__file__)), 'mocks', 'signer.py')
         if platform.system() == "Windows":
diff --git a/test/functional/wallet_signmessagewithaddress.py b/test/functional/wallet_signmessagewithaddress.py
index 74a8f2eef23..be43bab5018 100755
--- a/test/functional/wallet_signmessagewithaddress.py
+++ b/test/functional/wallet_signmessagewithaddress.py
@@ -10,6 +10,9 @@ from test_framework.util import (
 )
 
 class SignMessagesWithAddressTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_signrawtransactionwithwallet.py b/test/functional/wallet_signrawtransactionwithwallet.py
index 6b30386b7e6..247269ce2a0 100755
--- a/test/functional/wallet_signrawtransactionwithwallet.py
+++ b/test/functional/wallet_signrawtransactionwithwallet.py
@@ -34,6 +34,9 @@ from decimal import (
 )
 
 class SignRawTransactionWithWalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 2
diff --git a/test/functional/wallet_simulaterawtx.py b/test/functional/wallet_simulaterawtx.py
index a408b995157..b7c64f3a93e 100755
--- a/test/functional/wallet_simulaterawtx.py
+++ b/test/functional/wallet_simulaterawtx.py
@@ -15,6 +15,9 @@ from test_framework.util import (
 )
 
 class SimulateTxTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_startup.py b/test/functional/wallet_startup.py
index d96c2da6864..fefd5798f79 100755
--- a/test/functional/wallet_startup.py
+++ b/test/functional/wallet_startup.py
@@ -13,6 +13,9 @@ from test_framework.util import (
 
 
 class WalletStartupTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 1
diff --git a/test/functional/wallet_taproot.py b/test/functional/wallet_taproot.py
index 4c289589822..dde83269fae 100755
--- a/test/functional/wallet_taproot.py
+++ b/test/functional/wallet_taproot.py
@@ -187,6 +187,9 @@ def compute_raw_taproot_address(pubkey):
 class WalletTaprootTest(BitcoinTestFramework):
     """Test generation and spending of P2TR address outputs."""
 
+    def add_options(self, parser):
+        self.add_wallet_options(parser, legacy=False)
+
     def set_test_params(self):
         self.num_nodes = 2
         self.setup_clean_chain = True
diff --git a/test/functional/wallet_timelock.py b/test/functional/wallet_timelock.py
index a71cec6607d..57a7c3907ad 100755
--- a/test/functional/wallet_timelock.py
+++ b/test/functional/wallet_timelock.py
@@ -8,6 +8,9 @@ from test_framework.util import assert_equal
 
 
 class WalletLocktimeTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1
 
diff --git a/test/functional/wallet_transactiontime_rescan.py b/test/functional/wallet_transactiontime_rescan.py
index 9caa1fa3d04..c8f4e260da4 100755
--- a/test/functional/wallet_transactiontime_rescan.py
+++ b/test/functional/wallet_transactiontime_rescan.py
@@ -17,6 +17,9 @@ from test_framework.util import (
 
 
 class TransactionTimeRescanTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.setup_clean_chain = False
         self.num_nodes = 3
diff --git a/test/functional/wallet_txn_clone.py b/test/functional/wallet_txn_clone.py
index 5bdde13aa47..a06f0946109 100755
--- a/test/functional/wallet_txn_clone.py
+++ b/test/functional/wallet_txn_clone.py
@@ -24,6 +24,7 @@ class TxnMallTest(BitcoinTestFramework):
         self.skip_if_no_wallet()
 
     def add_options(self, parser):
+        self.add_wallet_options(parser)
         parser.add_argument("--mineblock", dest="mine_block", default=False, action="store_true",
                             help="Test double-spend of 1-confirmed transaction")
         parser.add_argument("--segwit", dest="segwit", default=False, action="store_true",
diff --git a/test/functional/wallet_txn_doublespend.py b/test/functional/wallet_txn_doublespend.py
index 206187fb61f..bfb29ae7733 100755
--- a/test/functional/wallet_txn_doublespend.py
+++ b/test/functional/wallet_txn_doublespend.py
@@ -22,6 +22,7 @@ class TxnMallTest(BitcoinTestFramework):
         self.skip_if_no_wallet()
 
     def add_options(self, parser):
+        self.add_wallet_options(parser)
         parser.add_argument("--mineblock", dest="mine_block", default=False, action="store_true",
                             help="Test double-spend of 1-confirmed transaction")
 
diff --git a/test/functional/wallet_upgradewallet.py b/test/functional/wallet_upgradewallet.py
index c452e1eafd8..97df320464e 100755
--- a/test/functional/wallet_upgradewallet.py
+++ b/test/functional/wallet_upgradewallet.py
@@ -45,6 +45,9 @@ def deser_keymeta(f):
     return ver, create_time, kp_str, seed_id, fpr, path_len, path, has_key_orig
 
 class UpgradeWalletTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser, descriptors=False)
+
     def set_test_params(self):
         self.setup_clean_chain = True
         self.num_nodes = 3
diff --git a/test/functional/wallet_watchonly.py b/test/functional/wallet_watchonly.py
index 69c32ba54ce..f5bccb14c00 100755
--- a/test/functional/wallet_watchonly.py
+++ b/test/functional/wallet_watchonly.py
@@ -14,6 +14,9 @@ from test_framework.util import (
 
 
 class CreateWalletWatchonlyTest(BitcoinTestFramework):
+    def add_options(self, parser):
+        self.add_wallet_options(parser)
+
     def set_test_params(self):
         self.num_nodes = 1