diff --git a/desktop/src/main/java/bisq/desktop/main/portfolio/pendingtrades/PendingTradesDataModel.java b/desktop/src/main/java/bisq/desktop/main/portfolio/pendingtrades/PendingTradesDataModel.java
index cf5d4f68a2..4a3a8d392e 100644
--- a/desktop/src/main/java/bisq/desktop/main/portfolio/pendingtrades/PendingTradesDataModel.java
+++ b/desktop/src/main/java/bisq/desktop/main/portfolio/pendingtrades/PendingTradesDataModel.java
@@ -495,7 +495,8 @@ public class PendingTradesDataModel extends ActivatableDataModel {
         }
         Trade.DisputeState disputeState = trade.getDisputeState();
         DisputeManager<? extends DisputeList<Dispute>> disputeManager;
-        long remainingLockTime = trade.getDelayedPayoutTx().getLockTime() - btcWalletService.getBestChainHeight();
+        long lockTime = trade.getDelayedPayoutTx() == null ? trade.getLockTime() : trade.getDelayedPayoutTx().getLockTime();
+        long remainingLockTime = lockTime - btcWalletService.getBestChainHeight();
         // In case we re-open a dispute we allow Trade.DisputeState.MEDIATION_REQUESTED
         boolean useMediation = disputeState == Trade.DisputeState.NO_DISPUTE ||
                 (disputeState == Trade.DisputeState.MEDIATION_REQUESTED && remainingLockTime > 0);