diff --git a/core/src/main/java/bisq/core/trade/model/bisq_v1/Contract.java b/core/src/main/java/bisq/core/trade/model/bisq_v1/Contract.java
index 4f939e36b2..b7d458e757 100644
--- a/core/src/main/java/bisq/core/trade/model/bisq_v1/Contract.java
+++ b/core/src/main/java/bisq/core/trade/model/bisq_v1/Contract.java
@@ -298,8 +298,8 @@ public final class Contract implements NetworkPayload {
     }
 
     public String getPaymentMethodId() {
-        // Either makerPaymentMethodId is set or available in makerPaymentAccountPayload
-        return makerPaymentMethodId != null ? makerPaymentMethodId : Objects.requireNonNull(makerPaymentAccountPayload).getPaymentMethodId();
+        // Either makerPaymentMethodId is set or available in offerPayload
+        return makerPaymentMethodId != null ? makerPaymentMethodId : Objects.requireNonNull(getOfferPayload()).getPaymentMethodId();
     }
 
     public Coin getTradeAmount() {