diff --git a/components/WalletsCarousel.js b/components/WalletsCarousel.js
index adcaa3f42..7e8cf1eb1 100644
--- a/components/WalletsCarousel.js
+++ b/components/WalletsCarousel.js
@@ -237,7 +237,9 @@ const WalletCarouselItem = ({ item, index, onPress, handleLongPress, isSelectedW
             {loc.wallets.list_latest_transaction}
           </Text>
           <Text numberOfLines={1} style={[iStyles.latestTxTime, { color: colors.inverseForegroundColor }]}>
-            {transactionTimeToReadable(item.getLatestTransactionTime())}
+            {item.getBalance() !== 0 && item.getLatestTransactionTime() === 0
+              ? loc.wallets.pull_to_refresh
+              : transactionTimeToReadable(item.getLatestTransactionTime())}
           </Text>
         </LinearGradient>
       </TouchableWithoutFeedback>
diff --git a/loc/en.json b/loc/en.json
index f18c9c11b..54dbfc91e 100644
--- a/loc/en.json
+++ b/loc/en.json
@@ -400,6 +400,7 @@
     "select_wallet": "Select Wallet",
     "take_photo": "Take Photo",
     "xpub_copiedToClipboard": "Copied to clipboard.",
+    "pull_to_refresh": "pull to refresh",
     "xpub_title": "wallet XPUB"
   },
   "multisig": {